Revolut - Revision history

SCRIPTERBLOX at 10:01, 27 April 2026

2026-04-27T10:01:03Z

← Older revision		Revision as of 10:01, 27 April 2026
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	{{Main\|Revolut verify ID email spam}}		{{Main\|Revolut verify ID email spam}}
	When a customer does not complete their account setup Revolut sends them emails to pressure them to finish account setup.		When a customer does not complete their account setup Revolut sends them emails to pressure them to finish account setup.

			===Revolut blocking Lyca Mobile automated payment blocking===
			{{Main\|Revolut blocking Lyca Mobile automated payment blocking}}
			Revolut explicitly disables the option to end automated payments to Lyca Mobile

	==Repeated failure to prevent fraud==		==Repeated failure to prevent fraud==

SCRIPTERBLOX: Detailed the fact that the headcount doubling was between two years

2026-04-01T20:48:20Z

Detailed the fact that the headcount doubling was between two years

← Older revision		Revision as of 20:48, 1 April 2026
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	==Repeated failure to prevent fraud==		==Repeated failure to prevent fraud==
	Revolut has a repeated history of being one the most frequently named financial institutions in UK fraud complaints.<ref>{{Cite news \|date=2024-08-14 \|title=‘I lost £165k to fraud in an hour’ - customers say they were let down by Revolut \|url=https://www.bbc.com/news/articles/cj6epzxdd77o \|url-status=live \|archive-url=https://web.archive.org/web/20260217213403/https://www.bbc.com/news/articles/cj6epzxdd77o \|archive-date=2026-02-17 \|access-date=2026-03-31 \|work=BBC}}</ref><ref name=":2">{{Cite news \|date=2024-04-24 \|title=Revolut fraud complaints to Ombudsman outstrip all banks \|url=https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|url-status=live \|archive-url=https://web.archive.org/web/20260304131535/https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|archive-date=2026-03-04 \|access-date=2026-03-31 \|work=Which?}}</ref><ref>{{Cite web \|title=DRN-4189491 \|url=https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|url-status=live \|archive-url=https://web.archive.org/web/20250827233450/https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|archive-date=2025-08-27 \|access-date=2026-03-31 \|website=Financial Ombudsman Service (UK)}}</ref> The number of complaints of fraud reported to [https://www.reportfraud.police.uk/ Action Fraud], the UK reporting centre for fraud and cybercrime, by Revolut customers rose from 567 in February 2023 to 1,086 for February 2024.<ref>{{Cite news \|title=I'm a victim of scammers. But Revolut says 'no' to a refund \|url=https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|url-status=live \|archive-url=https://web.archive.org/web/20251201233704/https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|archive-date=2025-12-01 \|access-date=2026-03-31 \|work=The Guardian}}</ref> According to the Financial Ombudsman Service (FOS), it issued 3,458 fraud and scam-related 'views' to Revolut and its customers in 2023 surpassing any other provider.<ref name=":2" /> These issues arose in spite of the efforts to combat fraud ~~since 2021~~ by doubling the number of employs tasked to deal with the matter.<ref>{{Cite news \|date=2023-10-31 \|title=Revolut doubles financial crime headcount since 2021 to combat fraud \|url=https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|url-status=live \|archive-url=https://web.archive.org/web/20250915090530/https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|archive-date=2025-09-15 \|access-date=2026-03-31 \|work=RTE}}</ref>		Revolut has a repeated history of being one the most frequently named financial institutions in UK fraud complaints.<ref>{{Cite news \|date=2024-08-14 \|title=‘I lost £165k to fraud in an hour’ - customers say they were let down by Revolut \|url=https://www.bbc.com/news/articles/cj6epzxdd77o \|url-status=live \|archive-url=https://web.archive.org/web/20260217213403/https://www.bbc.com/news/articles/cj6epzxdd77o \|archive-date=2026-02-17 \|access-date=2026-03-31 \|work=BBC}}</ref><ref name=":2">{{Cite news \|date=2024-04-24 \|title=Revolut fraud complaints to Ombudsman outstrip all banks \|url=https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|url-status=live \|archive-url=https://web.archive.org/web/20260304131535/https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|archive-date=2026-03-04 \|access-date=2026-03-31 \|work=Which?}}</ref><ref>{{Cite web \|title=DRN-4189491 \|url=https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|url-status=live \|archive-url=https://web.archive.org/web/20250827233450/https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|archive-date=2025-08-27 \|access-date=2026-03-31 \|website=Financial Ombudsman Service (UK)}}</ref> The number of complaints of fraud reported to [https://www.reportfraud.police.uk/ Action Fraud], the UK reporting centre for fraud and cybercrime, by Revolut customers rose from 567 in February 2023 to 1,086 for February 2024.<ref>{{Cite news \|title=I'm a victim of scammers. But Revolut says 'no' to a refund \|url=https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|url-status=live \|archive-url=https://web.archive.org/web/20251201233704/https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|archive-date=2025-12-01 \|access-date=2026-03-31 \|work=The Guardian}}</ref> According to the Financial Ombudsman Service (FOS), it issued 3,458 fraud and scam-related 'views' to Revolut and its customers in 2023 surpassing any other provider.<ref name=":2" /> These issues arose in spite of the efforts in to combat fraud, by doubling the number of employs tasked to deal with the matter between 2021 and 2023.<ref>{{Cite news \|date=2023-10-31 \|title=Revolut doubles financial crime headcount since 2021 to combat fraud \|url=https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|url-status=live \|archive-url=https://web.archive.org/web/20250915090530/https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|archive-date=2025-09-15 \|access-date=2026-03-31 \|work=RTE}}</ref>

	Furthermore these issues spark concerns surrounding the aforementioned extensive data collection<ref name=":1" /> not being effective in preventing fraud.		Furthermore these issues spark concerns surrounding the aforementioned extensive data collection<ref name=":1" /> not being effective in preventing fraud.

Reform: Forced app download section wording update for grammar and legibility reasons

2026-04-01T12:01:46Z

Forced app download section wording update for grammar and legibility reasons

← Older revision		Revision as of 12:01, 1 April 2026
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	===Forced app download===		===Forced app download===
	The web experience cannot be used to make purchases, but only ~~for checking~~ balance, limited transaction history, freezing ~~or unfreezing cards~~, ~~blocking and unblocking their~~ PIN and other card security settings." This effectively forces the user to make use of the mobile app.<ref>{{Cite news \|last=Gory \|first=Colm \|date=1 Dec 2020 \|title=Revolut launches ‘highly requested’ web app for desktop users \|url=https://www.siliconrepublic.com/business/revolut-web-app-desktop-laptop \|url-status=live \|archive-url=https://web.archive.org/web/20250211014949/https://www.siliconrepublic.com/business/revolut-web-app-desktop-laptop \|archive-date=11 Feb 2025 \|access-date=27 Mar 2026 \|work=Silicon Republic \|pages=3}}</ref>		The web experience cannot be used to make purchases, but only to check account balance, limited transaction history, control cards freezing, PIN lock, and other card security settings. This effectively forces the user to make use of the mobile app.<ref>{{Cite news \|last=Gory \|first=Colm \|date=1 Dec 2020 \|title=Revolut launches ‘highly requested’ web app for desktop users \|url=https://www.siliconrepublic.com/business/revolut-web-app-desktop-laptop \|url-status=live \|archive-url=https://web.archive.org/web/20250211014949/https://www.siliconrepublic.com/business/revolut-web-app-desktop-laptop \|archive-date=11 Feb 2025 \|access-date=27 Mar 2026 \|work=Silicon Republic \|pages=3}}</ref>

	===Freemium with personal data concerns===		===Freemium with personal data concerns===

78.152.230.30: Fixed typo

2026-03-31T18:32:22Z

Fixed typo

← Older revision		Revision as of 18:32, 31 March 2026
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	==Repeated failure to prevent fraud==		==Repeated failure to prevent fraud==
	Revolut has a repeated history of being one if the most frequently named financial institutions in UK fraud complaints.<ref>{{Cite news \|date=2024-08-14 \|title=‘I lost £165k to fraud in an hour’ - customers say they were let down by Revolut \|url=https://www.bbc.com/news/articles/cj6epzxdd77o \|url-status=live \|archive-url=https://web.archive.org/web/20260217213403/https://www.bbc.com/news/articles/cj6epzxdd77o \|archive-date=2026-02-17 \|access-date=2026-03-31 \|work=BBC}}</ref><ref name=":2">{{Cite news \|date=2024-04-24 \|title=Revolut fraud complaints to Ombudsman outstrip all banks \|url=https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|url-status=live \|archive-url=https://web.archive.org/web/20260304131535/https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|archive-date=2026-03-04 \|access-date=2026-03-31 \|work=Which?}}</ref><ref>{{Cite web \|title=DRN-4189491 \|url=https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|url-status=live \|archive-url=https://web.archive.org/web/20250827233450/https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|archive-date=2025-08-27 \|access-date=2026-03-31 \|website=Financial Ombudsman Service (UK)}}</ref> The number of complaints of fraud reported to [https://www.reportfraud.police.uk/ Action Fraud], the UK reporting centre for fraud and cybercrime, by Revolut customers rose from 567 in February 2023 to 1,086 for February 2024.<ref>{{Cite news \|title=I'm a victim of scammers. But Revolut says 'no' to a refund \|url=https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|url-status=live \|archive-url=https://web.archive.org/web/20251201233704/https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|archive-date=2025-12-01 \|access-date=2026-03-31 \|work=The Guardian}}</ref> According to the Financial Ombudsman Service (FOS), it issued 3,458 fraud and scam-related 'views' to Revolut and its customers in 2023 surpassing any other provider.<ref name=":2" /> These issues arose in spite of the efforts to combat fraud since 2021 by doubling the number of employs tasked to deal with the matter.<ref>{{Cite news \|date=2023-10-31 \|title=Revolut doubles financial crime headcount since 2021 to combat fraud \|url=https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|url-status=live \|archive-url=https://web.archive.org/web/20250915090530/https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|archive-date=2025-09-15 \|access-date=2026-03-31 \|work=RTE}}</ref>		Revolut has a repeated history of being one the most frequently named financial institutions in UK fraud complaints.<ref>{{Cite news \|date=2024-08-14 \|title=‘I lost £165k to fraud in an hour’ - customers say they were let down by Revolut \|url=https://www.bbc.com/news/articles/cj6epzxdd77o \|url-status=live \|archive-url=https://web.archive.org/web/20260217213403/https://www.bbc.com/news/articles/cj6epzxdd77o \|archive-date=2026-02-17 \|access-date=2026-03-31 \|work=BBC}}</ref><ref name=":2">{{Cite news \|date=2024-04-24 \|title=Revolut fraud complaints to Ombudsman outstrip all banks \|url=https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|url-status=live \|archive-url=https://web.archive.org/web/20260304131535/https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|archive-date=2026-03-04 \|access-date=2026-03-31 \|work=Which?}}</ref><ref>{{Cite web \|title=DRN-4189491 \|url=https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|url-status=live \|archive-url=https://web.archive.org/web/20250827233450/https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|archive-date=2025-08-27 \|access-date=2026-03-31 \|website=Financial Ombudsman Service (UK)}}</ref> The number of complaints of fraud reported to [https://www.reportfraud.police.uk/ Action Fraud], the UK reporting centre for fraud and cybercrime, by Revolut customers rose from 567 in February 2023 to 1,086 for February 2024.<ref>{{Cite news \|title=I'm a victim of scammers. But Revolut says 'no' to a refund \|url=https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|url-status=live \|archive-url=https://web.archive.org/web/20251201233704/https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|archive-date=2025-12-01 \|access-date=2026-03-31 \|work=The Guardian}}</ref> According to the Financial Ombudsman Service (FOS), it issued 3,458 fraud and scam-related 'views' to Revolut and its customers in 2023 surpassing any other provider.<ref name=":2" /> These issues arose in spite of the efforts to combat fraud since 2021 by doubling the number of employs tasked to deal with the matter.<ref>{{Cite news \|date=2023-10-31 \|title=Revolut doubles financial crime headcount since 2021 to combat fraud \|url=https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|url-status=live \|archive-url=https://web.archive.org/web/20250915090530/https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|archive-date=2025-09-15 \|access-date=2026-03-31 \|work=RTE}}</ref>

	Furthermore these issues spark concerns surrounding the aforementioned extensive data collection<ref name=":1" /> not being effective in preventing fraud.		Furthermore these issues spark concerns surrounding the aforementioned extensive data collection<ref name=":1" /> not being effective in preventing fraud.

SCRIPTERBLOX: Made list more neutral

2026-03-31T10:08:08Z

Made list more neutral

← Older revision		Revision as of 10:08, 31 March 2026
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	*Device language		*Device language
	*Operating system and platform		*Operating system and platform
	*Type of device ~~you use~~		*Type of device used
	*Whether ~~your device uses~~ a virtual private network (VPN)		*Whether a virtual private network (VPN) is used
	*A unique device identifier		*A unique device identifier
	*Mobile network information		*Mobile network information
	*~~Your mobile~~ operating system		*Mobile operating system
	*Type of mobile browser you use		*Type of mobile browser you use
	*Links clicked on the website or Revolut app (including date and time stamp)		*Links clicked on the website or Revolut app (including date and time stamp)

SCRIPTERBLOX: Added archive links

2026-03-31T10:03:11Z

Added archive links

← Older revision		Revision as of 10:03, 31 March 2026
Line 64:		Line 64:

	==Repeated failure to prevent fraud==		==Repeated failure to prevent fraud==
	Revolut has a repeated history of being one if the most frequently named financial institutions in UK fraud complaints.<ref>{{Cite news \|date=2024-08-14 \|title=‘I lost £165k to fraud in an hour’ - customers say they were let down by Revolut \|url=https://www.bbc.com/news/articles/cj6epzxdd77o \|url-status=live \|access-date=2026-03-31 \|work=BBC}}</ref><ref name=":2">{{Cite news \|date=2024-04-24 \|title=Revolut fraud complaints to Ombudsman outstrip all banks \|url=https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|url-status=live \|access-date=2026-03-31 \|work=Which?}}</ref><ref>{{Cite web \|title=DRN-4189491 \|url=https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|url-status=live \|access-date=2026-03-31 \|website=Financial Ombudsman Service (UK)}}</ref> The number of complaints of fraud reported to [https://www.reportfraud.police.uk/ Action Fraud], the UK reporting centre for fraud and cybercrime, by Revolut customers rose from 567 in February 2023 to 1,086 for February 2024.<ref>{{Cite news \|title=I'm a victim of scammers. But Revolut says 'no' to a refund \|url=https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|url-status=live \|access-date=2026-03-31 \|work=The Guardian}}</ref> According to the Financial Ombudsman Service (FOS), it issued 3,458 fraud and scam-related 'views' to Revolut and its customers in 2023 surpassing any other provider.<ref name=":2" /> These issues arose in spite of the efforts to combat fraud since 2021 by doubling the number of employs tasked to deal with the matter.<ref>{{Cite news \|date=2023-10-31 \|title=Revolut doubles financial crime headcount since 2021 to combat fraud \|url=https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|url-status=live \|access-date=2026-03-31 \|work=RTE}}</ref>		Revolut has a repeated history of being one if the most frequently named financial institutions in UK fraud complaints.<ref>{{Cite news \|date=2024-08-14 \|title=‘I lost £165k to fraud in an hour’ - customers say they were let down by Revolut \|url=https://www.bbc.com/news/articles/cj6epzxdd77o \|url-status=live \|archive-url=https://web.archive.org/web/20260217213403/https://www.bbc.com/news/articles/cj6epzxdd77o \|archive-date=2026-02-17 \|access-date=2026-03-31 \|work=BBC}}</ref><ref name=":2">{{Cite news \|date=2024-04-24 \|title=Revolut fraud complaints to Ombudsman outstrip all banks \|url=https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|url-status=live \|archive-url=https://web.archive.org/web/20260304131535/https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|archive-date=2026-03-04 \|access-date=2026-03-31 \|work=Which?}}</ref><ref>{{Cite web \|title=DRN-4189491 \|url=https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|url-status=live \|archive-url=https://web.archive.org/web/20250827233450/https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|archive-date=2025-08-27 \|access-date=2026-03-31 \|website=Financial Ombudsman Service (UK)}}</ref> The number of complaints of fraud reported to [https://www.reportfraud.police.uk/ Action Fraud], the UK reporting centre for fraud and cybercrime, by Revolut customers rose from 567 in February 2023 to 1,086 for February 2024.<ref>{{Cite news \|title=I'm a victim of scammers. But Revolut says 'no' to a refund \|url=https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|url-status=live \|archive-url=https://web.archive.org/web/20251201233704/https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|archive-date=2025-12-01 \|access-date=2026-03-31 \|work=The Guardian}}</ref> According to the Financial Ombudsman Service (FOS), it issued 3,458 fraud and scam-related 'views' to Revolut and its customers in 2023 surpassing any other provider.<ref name=":2" /> These issues arose in spite of the efforts to combat fraud since 2021 by doubling the number of employs tasked to deal with the matter.<ref>{{Cite news \|date=2023-10-31 \|title=Revolut doubles financial crime headcount since 2021 to combat fraud \|url=https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|url-status=live \|archive-url=https://web.archive.org/web/20250915090530/https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|archive-date=2025-09-15 \|access-date=2026-03-31 \|work=RTE}}</ref>

	Furthermore these issues spark concerns surrounding the aforementioned extensive data collection<ref name=":1" /> not being effective in preventing fraud.		Furthermore these issues spark concerns surrounding the aforementioned extensive data collection<ref name=":1" /> not being effective in preventing fraud.

SCRIPTERBLOX: Added abbreviation meaning to KYC

2026-03-31T09:43:22Z

Added abbreviation meaning to KYC

← Older revision		Revision as of 09:43, 31 March 2026
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	===Freemium with personal data concerns===		===Freemium with personal data concerns===
	Revolut earns money from subscriptions plans to access extra features. Most prominent being bigger withdrawal limits and travel insurance.<ref>{{Cite web \|last=Emmanuel Chijioke \|first=Peter \|last2=Hipolito \|first2=Mirjan \|date=10 Feb 2025 \|editor-last=Johnson \|editor-first=BJ \|title=Revolut Fees Review \|url=https://tradersunion.com/brokers/digital-banks/view/revolut/fees/ \|url-status=live \|archive-url=https://web.archive.org/web/20250831230304/https://tradersunion.com/brokers/digital-banks/view/revolut/fees/ \|archive-date=31 Aug 2025 \|access-date=27 Mar 2026 \|website=Traders Union}}</ref> Regardless of subscription status, Revolut optionally suggests that customers link their bank accounts to "give a complete picture of your spending and saving." While this access is read-only, it poses serious privacy concerns.<ref>{{Cite web \|last=Dunne \|first=Eithne \|date=14 Mar 2021 \|title=Put overspending to bed with a bank syncing app \|url=https://www.thetimes.com/business/economics/article/put-overspending-to-bed-with-a-bank-syncing-app-2r85t8kqq \|url-status=live \|archive-url=https://web.archive.org/web/20251221134625/https://www.thetimes.com/business/economics/article/put-overspending-to-bed-with-a-bank-syncing-app-2r85t8kqq \|archive-date=21 Dec 2025 \|access-date=27 Mar 2026 \|website=The Times and The Sunday Times}}</ref><ref name=":0">{{Cite web \|date=12 Oct 2025 \|title=Revolut \|url=https://reports.exodus-privacy.eu.org/en/reports/com.revolut.revolut/latest/ \|url-status=live \|archive-url=https://web.archive.org/web/20251012101646/https://reports.exodus-privacy.eu.org/en/reports/com.revolut.revolut/latest/ \|archive-date=12 Oct 2025 \|access-date=12 Oct 2025 \|website=εxodus}}</ref> Financial services are required by law to implement extensive [[wikipedia:Know_your_customer\|KYC]], but the issue of extracting ''more information than needed'' reflects a broader trend in the digital industry to lure customers into free services where sharing their personal information becomes the revenue strategy, effectively forcing unknowing customers to "pay with their data".<ref name=":0" /><ref>{{Cite web \|last=Batista \|first=Hugo \|date=18 Apr 2020 \|title=Revolut is sharing your data with Facebook. Here’s what you need to know. \|url=https://medium.com/swlh/revolut-is-sharing-your-data-with-facebook-heres-what-you-need-to-know-cc511c7ab639 \|url-status=live \|archive-url=https://web.archive.org/web/20260214222032/https://medium.com/swlh/revolut-is-sharing-your-data-with-facebook-heres-what-you-need-to-know-cc511c7ab639 \|archive-date=14 Feb 2026 \|access-date=27 Mar 2026 \|website=Medium}}</ref> Data which includes:		Revolut earns money from subscriptions plans to access extra features. Most prominent being bigger withdrawal limits and travel insurance.<ref>{{Cite web \|last=Emmanuel Chijioke \|first=Peter \|last2=Hipolito \|first2=Mirjan \|date=10 Feb 2025 \|editor-last=Johnson \|editor-first=BJ \|title=Revolut Fees Review \|url=https://tradersunion.com/brokers/digital-banks/view/revolut/fees/ \|url-status=live \|archive-url=https://web.archive.org/web/20250831230304/https://tradersunion.com/brokers/digital-banks/view/revolut/fees/ \|archive-date=31 Aug 2025 \|access-date=27 Mar 2026 \|website=Traders Union}}</ref> Regardless of subscription status, Revolut optionally suggests that customers link their bank accounts to "give a complete picture of your spending and saving." While this access is read-only, it poses serious privacy concerns.<ref>{{Cite web \|last=Dunne \|first=Eithne \|date=14 Mar 2021 \|title=Put overspending to bed with a bank syncing app \|url=https://www.thetimes.com/business/economics/article/put-overspending-to-bed-with-a-bank-syncing-app-2r85t8kqq \|url-status=live \|archive-url=https://web.archive.org/web/20251221134625/https://www.thetimes.com/business/economics/article/put-overspending-to-bed-with-a-bank-syncing-app-2r85t8kqq \|archive-date=21 Dec 2025 \|access-date=27 Mar 2026 \|website=The Times and The Sunday Times}}</ref><ref name=":0">{{Cite web \|date=12 Oct 2025 \|title=Revolut \|url=https://reports.exodus-privacy.eu.org/en/reports/com.revolut.revolut/latest/ \|url-status=live \|archive-url=https://web.archive.org/web/20251012101646/https://reports.exodus-privacy.eu.org/en/reports/com.revolut.revolut/latest/ \|archive-date=12 Oct 2025 \|access-date=12 Oct 2025 \|website=εxodus}}</ref> Financial services are required by law to implement extensive Know Your Customer ([[wikipedia:Know_your_customer\|KYC]]), but the issue of extracting ''more information than needed'' reflects a broader trend in the digital industry to lure customers into free services where sharing their personal information becomes the revenue strategy, effectively forcing unknowing customers to "pay with their data".<ref name=":0" /><ref>{{Cite web \|last=Batista \|first=Hugo \|date=18 Apr 2020 \|title=Revolut is sharing your data with Facebook. Here’s what you need to know. \|url=https://medium.com/swlh/revolut-is-sharing-your-data-with-facebook-heres-what-you-need-to-know-cc511c7ab639 \|url-status=live \|archive-url=https://web.archive.org/web/20260214222032/https://medium.com/swlh/revolut-is-sharing-your-data-with-facebook-heres-what-you-need-to-know-cc511c7ab639 \|archive-date=14 Feb 2026 \|access-date=27 Mar 2026 \|website=Medium}}</ref> Data which includes:
	*Phone number		*Phone number
	*Date of birth		*Date of birth
Line 63:		Line 63:
	When a customer does not complete their account setup Revolut sends them emails to pressure them to finish account setup.		When a customer does not complete their account setup Revolut sends them emails to pressure them to finish account setup.

	== Repeated failure to prevent fraud ==		==Repeated failure to prevent fraud==
	Revolut has a repeated history of being one if the most frequently named financial institutions in UK fraud complaints.<ref>{{Cite news \|date=2024-08-14 \|title=‘I lost £165k to fraud in an hour’ - customers say they were let down by Revolut \|url=https://www.bbc.com/news/articles/cj6epzxdd77o \|url-status=live \|access-date=2026-03-31 \|work=BBC}}</ref><ref name=":2">{{Cite news \|date=2024-04-24 \|title=Revolut fraud complaints to Ombudsman outstrip all banks \|url=https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|url-status=live \|access-date=2026-03-31 \|work=Which?}}</ref><ref>{{Cite web \|title=DRN-4189491 \|url=https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|url-status=live \|access-date=2026-03-31 \|website=Financial Ombudsman Service (UK)}}</ref> The number of complaints of fraud reported to [https://www.reportfraud.police.uk/ Action Fraud], the UK reporting centre for fraud and cybercrime, by Revolut customers rose from 567 in February 2023 to 1,086 for February 2024.<ref>{{Cite news \|title=I'm a victim of scammers. But Revolut says 'no' to a refund \|url=https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|url-status=live \|access-date=2026-03-31 \|work=The Guardian}}</ref> According to the Financial Ombudsman Service (FOS), it issued 3,458 fraud and scam-related 'views' to Revolut and its customers in 2023 surpassing any other provider.<ref name=":2" /> These issues arose in spite of the efforts to combat fraud since 2021 by doubling the number of employs tasked to deal with the matter.<ref>{{Cite news \|date=2023-10-31 \|title=Revolut doubles financial crime headcount since 2021 to combat fraud \|url=https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|url-status=live \|access-date=2026-03-31 \|work=RTE}}</ref>		Revolut has a repeated history of being one if the most frequently named financial institutions in UK fraud complaints.<ref>{{Cite news \|date=2024-08-14 \|title=‘I lost £165k to fraud in an hour’ - customers say they were let down by Revolut \|url=https://www.bbc.com/news/articles/cj6epzxdd77o \|url-status=live \|access-date=2026-03-31 \|work=BBC}}</ref><ref name=":2">{{Cite news \|date=2024-04-24 \|title=Revolut fraud complaints to Ombudsman outstrip all banks \|url=https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|url-status=live \|access-date=2026-03-31 \|work=Which?}}</ref><ref>{{Cite web \|title=DRN-4189491 \|url=https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|url-status=live \|access-date=2026-03-31 \|website=Financial Ombudsman Service (UK)}}</ref> The number of complaints of fraud reported to [https://www.reportfraud.police.uk/ Action Fraud], the UK reporting centre for fraud and cybercrime, by Revolut customers rose from 567 in February 2023 to 1,086 for February 2024.<ref>{{Cite news \|title=I'm a victim of scammers. But Revolut says 'no' to a refund \|url=https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|url-status=live \|access-date=2026-03-31 \|work=The Guardian}}</ref> According to the Financial Ombudsman Service (FOS), it issued 3,458 fraud and scam-related 'views' to Revolut and its customers in 2023 surpassing any other provider.<ref name=":2" /> These issues arose in spite of the efforts to combat fraud since 2021 by doubling the number of employs tasked to deal with the matter.<ref>{{Cite news \|date=2023-10-31 \|title=Revolut doubles financial crime headcount since 2021 to combat fraud \|url=https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|url-status=live \|access-date=2026-03-31 \|work=RTE}}</ref>

SCRIPTERBLOX: Added fraud issues

2026-03-31T09:42:47Z

Added fraud issues

← Older revision		Revision as of 09:42, 31 March 2026
Line 50:		Line 50:
	*Behavioural biometric data		*Behavioural biometric data
	*Detailed device settings		*Detailed device settings
	*GPS location <ref>{{Cite web \|date=1 Jan 2025 \|title=Revolut Privacy Policy \|url=https://www.revolut.com/legal/privacy/ \|url-status=live \|archive-url=https://web.archive.org/web/20260220102621/https://www.revolut.com/legal/privacy/ \|archive-date=20 Feb 2026 \|access-date=27 Mar 2026 \|website=Revolut}}</ref>		*GPS location <ref name=":1">{{Cite web \|date=1 Jan 2025 \|title=Revolut Privacy Policy \|url=https://www.revolut.com/legal/privacy/ \|url-status=live \|archive-url=https://web.archive.org/web/20260220102621/https://www.revolut.com/legal/privacy/ \|archive-date=20 Feb 2026 \|access-date=27 Mar 2026 \|website=Revolut}}</ref>

	==Incidents==		==Incidents==
Line 62:		Line 62:
	{{Main\|Revolut verify ID email spam}}		{{Main\|Revolut verify ID email spam}}
	When a customer does not complete their account setup Revolut sends them emails to pressure them to finish account setup.		When a customer does not complete their account setup Revolut sends them emails to pressure them to finish account setup.

			== Repeated failure to prevent fraud ==
			Revolut has a repeated history of being one if the most frequently named financial institutions in UK fraud complaints.<ref>{{Cite news \|date=2024-08-14 \|title=‘I lost £165k to fraud in an hour’ - customers say they were let down by Revolut \|url=https://www.bbc.com/news/articles/cj6epzxdd77o \|url-status=live \|access-date=2026-03-31 \|work=BBC}}</ref><ref name=":2">{{Cite news \|date=2024-04-24 \|title=Revolut fraud complaints to Ombudsman outstrip all banks \|url=https://www.which.co.uk/news/article/revolut-fraud-complaints-to-ombudsman-outstrip-all-banks-aNVWh6O36Jfw \|url-status=live \|access-date=2026-03-31 \|work=Which?}}</ref><ref>{{Cite web \|title=DRN-4189491 \|url=https://www.financial-ombudsman.org.uk/decision/DRN-4189491.pdf \|url-status=live \|access-date=2026-03-31 \|website=Financial Ombudsman Service (UK)}}</ref> The number of complaints of fraud reported to [https://www.reportfraud.police.uk/ Action Fraud], the UK reporting centre for fraud and cybercrime, by Revolut customers rose from 567 in February 2023 to 1,086 for February 2024.<ref>{{Cite news \|title=I'm a victim of scammers. But Revolut says 'no' to a refund \|url=https://www.theguardian.com/money/2024/apr/10/im-a-victim-of-scammers-but-revolut-says-no-to-a-refund \|url-status=live \|access-date=2026-03-31 \|work=The Guardian}}</ref> According to the Financial Ombudsman Service (FOS), it issued 3,458 fraud and scam-related 'views' to Revolut and its customers in 2023 surpassing any other provider.<ref name=":2" /> These issues arose in spite of the efforts to combat fraud since 2021 by doubling the number of employs tasked to deal with the matter.<ref>{{Cite news \|date=2023-10-31 \|title=Revolut doubles financial crime headcount since 2021 to combat fraud \|url=https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/ \|url-status=live \|access-date=2026-03-31 \|work=RTE}}</ref>

			Furthermore these issues spark concerns surrounding the aforementioned extensive data collection<ref name=":1" /> not being effective in preventing fraud.

	==See also==		==See also==

Reform: Grammar fix

2026-03-27T16:57:32Z

Grammar fix

← Older revision		Revision as of 16:57, 27 March 2026
Line 14:		Line 14:
	==Consumer-impact summary==		==Consumer-impact summary==

	=== Forced app download ===		===Forced app download===
	The web experience cannot be used to make purchases, but only for checking balance, limited transaction history, freezing or unfreezing cards, blocking and unblocking their PIN and other card security settings." This effectively forces the user to make use of the mobile app.<ref>{{Cite news \|last=Gory \|first=Colm \|date=1 Dec 2020 \|title=Revolut launches ‘highly requested’ web app for desktop users \|url=https://www.siliconrepublic.com/business/revolut-web-app-desktop-laptop \|url-status=live \|archive-url=https://web.archive.org/web/20250211014949/https://www.siliconrepublic.com/business/revolut-web-app-desktop-laptop \|archive-date=11 Feb 2025 \|access-date=27 Mar 2026 \|work=Silicon Republic \|pages=3}}</ref>		The web experience cannot be used to make purchases, but only for checking balance, limited transaction history, freezing or unfreezing cards, blocking and unblocking their PIN and other card security settings." This effectively forces the user to make use of the mobile app.<ref>{{Cite news \|last=Gory \|first=Colm \|date=1 Dec 2020 \|title=Revolut launches ‘highly requested’ web app for desktop users \|url=https://www.siliconrepublic.com/business/revolut-web-app-desktop-laptop \|url-status=live \|archive-url=https://web.archive.org/web/20250211014949/https://www.siliconrepublic.com/business/revolut-web-app-desktop-laptop \|archive-date=11 Feb 2025 \|access-date=27 Mar 2026 \|work=Silicon Republic \|pages=3}}</ref>

	=== Freemium with personal data concerns ===		===Freemium with personal data concerns===
	Revolut earns money from subscriptions plans to access extra features. Most prominent being bigger withdrawal limits and travel insurance.<ref>{{Cite web \|last=Emmanuel Chijioke \|first=Peter \|last2=Hipolito \|first2=Mirjan \|date=10 Feb 2025 \|editor-last=Johnson \|editor-first=BJ \|title=Revolut Fees Review \|url=https://tradersunion.com/brokers/digital-banks/view/revolut/fees/ \|url-status=live \|archive-url=https://web.archive.org/web/20250831230304/https://tradersunion.com/brokers/digital-banks/view/revolut/fees/ \|archive-date=31 Aug 2025 \|access-date=27 Mar 2026 \|website=Traders Union}}</ref> Regardless of subscription status, Revolut optionally suggests that customers link their bank accounts to "give a complete picture of your spending and saving." While this access is read-only, it poses serious privacy concerns.<ref>{{Cite web \|last=Dunne \|first=Eithne \|date=14 Mar 2021 \|title=Put overspending to bed with a bank syncing app \|url=https://www.thetimes.com/business/economics/article/put-overspending-to-bed-with-a-bank-syncing-app-2r85t8kqq \|url-status=live \|archive-url=https://web.archive.org/web/20251221134625/https://www.thetimes.com/business/economics/article/put-overspending-to-bed-with-a-bank-syncing-app-2r85t8kqq \|archive-date=21 Dec 2025 \|access-date=27 Mar 2026 \|website=The Times and The Sunday Times}}</ref><ref name=":0">{{Cite web \|date=12 Oct 2025 \|title=Revolut \|url=https://reports.exodus-privacy.eu.org/en/reports/com.revolut.revolut/latest/ \|url-status=live \|archive-url=https://web.archive.org/web/20251012101646/https://reports.exodus-privacy.eu.org/en/reports/com.revolut.revolut/latest/ \|archive-date=12 Oct 2025 \|access-date=12 Oct 2025 \|website=εxodus}}</ref> Financial services are required by law to implement extensive [[wikipedia:Know_your_customer\|KYC]], but the issue of extracting ''more information than needed'' reflects a broader trend in the digital industry to lure customers into free services where their ~~sharing~~ personal information becomes the revenue strategy, effectively forcing unknowing customers to "pay with their data".<ref name=":0" /><ref>{{Cite web \|last=Batista \|first=Hugo \|date=18 Apr 2020 \|title=Revolut is sharing your data with Facebook. Here’s what you need to know. \|url=https://medium.com/swlh/revolut-is-sharing-your-data-with-facebook-heres-what-you-need-to-know-cc511c7ab639 \|url-status=live \|archive-url=https://web.archive.org/web/20260214222032/https://medium.com/swlh/revolut-is-sharing-your-data-with-facebook-heres-what-you-need-to-know-cc511c7ab639 \|archive-date=14 Feb 2026 \|access-date=27 Mar 2026 \|website=Medium}}</ref> Data which includes:		Revolut earns money from subscriptions plans to access extra features. Most prominent being bigger withdrawal limits and travel insurance.<ref>{{Cite web \|last=Emmanuel Chijioke \|first=Peter \|last2=Hipolito \|first2=Mirjan \|date=10 Feb 2025 \|editor-last=Johnson \|editor-first=BJ \|title=Revolut Fees Review \|url=https://tradersunion.com/brokers/digital-banks/view/revolut/fees/ \|url-status=live \|archive-url=https://web.archive.org/web/20250831230304/https://tradersunion.com/brokers/digital-banks/view/revolut/fees/ \|archive-date=31 Aug 2025 \|access-date=27 Mar 2026 \|website=Traders Union}}</ref> Regardless of subscription status, Revolut optionally suggests that customers link their bank accounts to "give a complete picture of your spending and saving." While this access is read-only, it poses serious privacy concerns.<ref>{{Cite web \|last=Dunne \|first=Eithne \|date=14 Mar 2021 \|title=Put overspending to bed with a bank syncing app \|url=https://www.thetimes.com/business/economics/article/put-overspending-to-bed-with-a-bank-syncing-app-2r85t8kqq \|url-status=live \|archive-url=https://web.archive.org/web/20251221134625/https://www.thetimes.com/business/economics/article/put-overspending-to-bed-with-a-bank-syncing-app-2r85t8kqq \|archive-date=21 Dec 2025 \|access-date=27 Mar 2026 \|website=The Times and The Sunday Times}}</ref><ref name=":0">{{Cite web \|date=12 Oct 2025 \|title=Revolut \|url=https://reports.exodus-privacy.eu.org/en/reports/com.revolut.revolut/latest/ \|url-status=live \|archive-url=https://web.archive.org/web/20251012101646/https://reports.exodus-privacy.eu.org/en/reports/com.revolut.revolut/latest/ \|archive-date=12 Oct 2025 \|access-date=12 Oct 2025 \|website=εxodus}}</ref> Financial services are required by law to implement extensive [[wikipedia:Know_your_customer\|KYC]], but the issue of extracting ''more information than needed'' reflects a broader trend in the digital industry to lure customers into free services where sharing their personal information becomes the revenue strategy, effectively forcing unknowing customers to "pay with their data".<ref name=":0" /><ref>{{Cite web \|last=Batista \|first=Hugo \|date=18 Apr 2020 \|title=Revolut is sharing your data with Facebook. Here’s what you need to know. \|url=https://medium.com/swlh/revolut-is-sharing-your-data-with-facebook-heres-what-you-need-to-know-cc511c7ab639 \|url-status=live \|archive-url=https://web.archive.org/web/20260214222032/https://medium.com/swlh/revolut-is-sharing-your-data-with-facebook-heres-what-you-need-to-know-cc511c7ab639 \|archive-date=14 Feb 2026 \|access-date=27 Mar 2026 \|website=Medium}}</ref> Data which includes:
	*Phone number		*Phone number
	*Date of birth		*Date of birth

Reform: Changed the introduction to what Wikipedia suggests but adding the last sentence. Consumer impact summary changed to reflect John Deere example company page, while also adding more citations with archive links

2026-03-27T16:22:50Z

Changed the introduction to what Wikipedia suggests but adding the last sentence. Consumer impact summary changed to reflect John Deere example company page, while also adding more citations with archive links

← Older revision		Revision as of 16:22, 27 March 2026
Line 10:		Line 10:
	\|Founded=2015-07-00}}		\|Founded=2015-07-00}}

	'''~~{{Wplink\|~~Revolut}}''' ~~offers free~~ and ~~subscription-based digital banking services~~.~~<ref name=":0">{{Cite news \|title=What is~~ Revolut~~? \|publisher=BBC \|first=Mary-Ann \|last=Russon \|url=https://www.bbc.com/news/business-47768661 \|date=1 April 2019}}</ref> Launched in 2015 with~~ over 70 million customers ~~stated as of 2026<ref>{{cite web \|title=~~2025 ~~Annual Report \|publisher=Revolut Group Holdings Ltd \|url=https://assets~~.~~revolut.com/pdf/annualreport2025.pdf}}</ref>, its~~ services include bank accounts, debit cards, credit cards, currency exchange, stock trading, cryptocurrency exchange and peer to peer payments.		'''Revolut''' is a global financial technology company headquartered in London and founded in July 2015 by Nik Storonskiy and Vlad Yatsenko. As of March 2026, Revolut has over 70 million customers and supports transfers across more than 160 countries and regions. It was valued at $75 billion in November 2025. Its services include bank accounts, debit cards, credit cards, currency exchange, stock trading, cryptocurrency exchange and peer to peer payments.

	==Consumer-impact summary==		==Consumer-impact summary==

	*User Freedom: The ~~mobile app is effectively mandatory~~ for ~~login~~.~~{{Citation needed}} Furthermore the website is considered~~ "~~severely limited" forcing~~ the user to use the mobile app ~~for full functionality~~.<ref>{{Cite ~~web~~ \|title=~~GrapheneOS Forums~~ \|url=https://~~discuss~~.~~grapheneos~~.~~org~~/d/~~17714-~~revolut-~~mobile~~-~~finance~~-~~not~~-~~supported~~-on-~~devices-with-custom-firmware-problem~~/~~9}}<~~/~~ref>~~		=== Forced app download ===
	*Business Model: Revolut offers subscriptions plans for benefits including cash back, access to crypto-currencies, travel and concierge service.~~<ref name=":0"~~ />		The web experience cannot be used to make purchases, but only for checking balance, limited transaction history, freezing or unfreezing cards, blocking and unblocking their PIN and other card security settings." This effectively forces the user to make use of the mobile app.<ref>{{Cite news \|last=Gory \|first=Colm \|date=1 Dec 2020 \|title=Revolut launches ‘highly requested’ web app for desktop users \|url=https://www.siliconrepublic.com/business/revolut-web-app-desktop-laptop \|url-status=live \|archive-url=https://web.archive.org/web/20250211014949/https://www.siliconrepublic.com/business/revolut-web-app-desktop-laptop \|archive-date=11 Feb 2025 \|access-date=27 Mar 2026 \|work=Silicon Republic \|pages=3}}</ref>
	*Market Control: As of march 2026, Revolut has over 70 million customers.<ref>{{Cite web ~~\|title=Revolut \|url=~~https://~~revolut~~.com/~~about~~/}}</ref>

	~~====User Privacy: Setting up an account requirements include:====~~

			=== Freemium with personal data concerns ===
			Revolut earns money from subscriptions plans to access extra features. Most prominent being bigger withdrawal limits and travel insurance.<ref>{{Cite web \|last=Emmanuel Chijioke \|first=Peter \|last2=Hipolito \|first2=Mirjan \|date=10 Feb 2025 \|editor-last=Johnson \|editor-first=BJ \|title=Revolut Fees Review \|url=https://tradersunion.com/brokers/digital-banks/view/revolut/fees/ \|url-status=live \|archive-url=https://web.archive.org/web/20250831230304/https://tradersunion.com/brokers/digital-banks/view/revolut/fees/ \|archive-date=31 Aug 2025 \|access-date=27 Mar 2026 \|website=Traders Union}}</ref> Regardless of subscription status, Revolut optionally suggests that customers link their bank accounts to "give a complete picture of your spending and saving." While this access is read-only, it poses serious privacy concerns.<ref>{{Cite web \|last=Dunne \|first=Eithne \|date=14 Mar 2021 \|title=Put overspending to bed with a bank syncing app \|url=https://www.thetimes.com/business/economics/article/put-overspending-to-bed-with-a-bank-syncing-app-2r85t8kqq \|url-status=live \|archive-url=https://web.archive.org/web/20251221134625/https://www.thetimes.com/business/economics/article/put-overspending-to-bed-with-a-bank-syncing-app-2r85t8kqq \|archive-date=21 Dec 2025 \|access-date=27 Mar 2026 \|website=The Times and The Sunday Times}}</ref><ref name=":0">{{Cite web \|date=12 Oct 2025 \|title=Revolut \|url=https://reports.exodus-privacy.eu.org/en/reports/com.revolut.revolut/latest/ \|url-status=live \|archive-url=https://web.archive.org/web/20251012101646/https://reports.exodus-privacy.eu.org/en/reports/com.revolut.revolut/latest/ \|archive-date=12 Oct 2025 \|access-date=12 Oct 2025 \|website=εxodus}}</ref> Financial services are required by law to implement extensive [[wikipedia:Know_your_customer\|KYC]], but the issue of extracting ''more information than needed'' reflects a broader trend in the digital industry to lure customers into free services where their sharing personal information becomes the revenue strategy, effectively forcing unknowing customers to "pay with their data".<ref name=":0" /><ref>{{Cite web \|last=Batista \|first=Hugo \|date=18 Apr 2020 \|title=Revolut is sharing your data with Facebook. Here’s what you need to know. \|url=https://medium.com/swlh/revolut-is-sharing-your-data-with-facebook-heres-what-you-need-to-know-cc511c7ab639 \|url-status=live \|archive-url=https://web.archive.org/web/20260214222032/https://medium.com/swlh/revolut-is-sharing-your-data-with-facebook-heres-what-you-need-to-know-cc511c7ab639 \|archive-date=14 Feb 2026 \|access-date=27 Mar 2026 \|website=Medium}}</ref> Data which includes:
	*Phone number		*Phone number
	*Date of birth		*Date of birth
Line 29:		Line 28:
	*Microphone permissions without disclosure as to why		*Microphone permissions without disclosure as to why

	====Further data Collected:====		=====Further data Collected:=====

	*"details of the device you use (for example, your phone, computer or tablet)"		*"details of the device you use (for example, your phone, computer or tablet)"
	*IP address		*IP address
Line 50:		Line 50:
	*Behavioural biometric data		*Behavioural biometric data
	*Detailed device settings		*Detailed device settings
	*GPS location <ref>{{Cite web \|title=Revolut Privacy Policy \|url=https://www.revolut.com/legal/privacy/}}</ref>		*GPS location <ref>{{Cite web \|date=1 Jan 2025 \|title=Revolut Privacy Policy \|url=https://www.revolut.com/legal/privacy/ \|url-status=live \|archive-url=https://web.archive.org/web/20260220102621/https://www.revolut.com/legal/privacy/ \|archive-date=20 Feb 2026 \|access-date=27 Mar 2026 \|website=Revolut}}</ref>

	==Incidents==		==Incidents==
Line 64:		Line 64:

	==See also==		==See also==

	*[[Chase Bank]]		*[[Chase Bank]]
	*[[PayPal]]		*[[PayPal]]