Deutsche Kreditbank (DKB): Difference between revisions
Created page with "{{CompanyCargo |Founded=1990-03-19 |Industry=Finance |Website=https://www.dkb.de/ |Description=DKB is Germany's second biggest direct bank. }} {{Ph-C-Int}} ==Consumer-impact summary== {{Ph-C-CIS}} ==Incidents== {{Ph-C-Inc}} This is a list of all consumer-protection incidents this company is involved in. Any incidents not mentioned here can be found in the [[:Category:{{FULLPAGENAME}}|{{PAGENAME}} category]]. ===Example incident one (''date'')=== {{Main|link..." |
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{{CompanyCargo | {{CompanyCargo | ||
|Founded=1990-03-19 | |Founded=1990-03-19 | ||
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|Website=https://www.dkb.de/ | |Website=https://www.dkb.de/ | ||
|Description=DKB is Germany's second biggest direct bank. | |Description=DKB is Germany's second biggest direct bank. | ||
}} | }}Founded in 1990, DKB is Germany's second largest direct bank with almost six million customers as of 2025. | ||
==Consumer-impact summary== | ==Consumer-impact summary== | ||
Coinciding with its 35th anniversary, the bank has launched attempts to get their clients to consent to repurposing their banking and purchase history for advertising purposes. | |||
==Incidents== | ==Incidents== | ||
This is a list of all consumer-protection incidents this company is involved in. Any incidents not mentioned here can be found in the [[:Category:{{FULLPAGENAME}}|{{PAGENAME}} category]]. | This is a list of all consumer-protection incidents this company is involved in. Any incidents not mentioned here can be found in the [[:Category:{{FULLPAGENAME}}|{{PAGENAME}} category]]. | ||
=== | ===Attempt to get consent to use users' private banking information for advertising (''2025'')=== | ||
To celebrate its 35th anniversary in July 2025, the bank started a raffle clients were encouraged to take part in. This was promoted in various places, including their website and their app. After signing up for the event, every purchase over 5€ using the VISA credit card would constitute one entry into the sweepstakes. | |||
To sign up, it was mandatory to enable a checkbox opting into advertising communication from the bank. Refusing this point would not allow them to take part. | |||
A second checkbox labelled ''"Analyse von Umsatzdaten (optional)"'' (engl. ''"Analysis of transactions (optional)"'') was presented right below. | |||
Activating this option gives the bank carte blanche to analyse the user's financial information for advertising purposes and to store this information for up to three years.<ref>{{Cite web |last=Heck |first=Niels |date=2025-07-24 |title=DKB will Kontoauszüge ihrer Kunden auswerten [DKB wants to analyse their customers' bank statements] |url=https://www.sueddeutsche.de/wirtschaft/dkb-gewinnspiel-daten-li.3287602 |archive-url=https://archive.ph/zlQQV |archive-date=2025-07-24 |access-date=2025-07-25 |website=Süddeutsche Zeitung}}</ref> | |||
==References== | ==References== | ||
{{reflist}} | {{reflist}} | ||
[[Category:{{PAGENAME}}]] | |||