Visa: Difference between revisions - Consumer Rights Wiki

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{{CompanyCargo

|Founded=1958-09-18

|Type=Public

|Logo=Visa logo.png

|Website=https://www.visa.com

|Industry=Financial services

|Description=Visa is an American payment card service that serves customers in many nations worldwide, founded by Bank of America in 1958.

}}

{{Wplink|Visa Inc.|'''Visa'''}} is an American payment card service that serves customers in many nations worldwide, founded by Bank of America in 1958 as BankAmericard. Bank of America gave up control in 1970 to a cooperative, and it was renamed Visa in 1976. The company facilitates electronic funds transfers as a payment processor.

As a payment processor, Visa does not issue cards or offer credit; it provides financial institutions (e.g., banks) with tools that allow for transactions to take place between parties that are not served by the same institution or are not located in the same general region.

==Consumer-impact summary==

Visa has been refusing to process certain payments for completely legal transactions, on the grounds that these transactions were things that hurting their brand,<ref>{{Cite web |title=Visa Core Rules and Visa Product and Service Rules |url=https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf}}</ref> most notably involving the delisting of games from [[Steam]] and itch.io for having adult content. There has been widespread backlash against Visa for forcing platforms to censor content that is perceived to hurt Visa's reputation.

==Incidents==

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This is a list of all consumer-protection incidents this company is involved in. Any incidents not mentioned here can be found in the [[:Category:{{FULLPAGENAME}}|{{PAGENAME}} category]].

===~~Example incident one~~ (~~''date''~~)===

=== Valve allows ISPs and payment processors to censor content on Steam (2025) ===

~~Short summary~~ of the ~~incident (could be~~ the ~~same as~~ the ~~summary preceding~~ the ~~article)~~.

{{Main| Valve allows ISPs and payment processors to censor content on Steam}}

At an unknown date in 2025, [[Valve]] updated its Rules and Guidelines for developers on [[Steam]].<ref name=":0">{{Cite web |title=Steamworks Documentation - Onboarding |url=https://partner.steamgames.com/doc/gettingstarted/onboarding |url-status=live |archive-url=https://web.archive.org/web/20250719092925/https://partner.steamgames.com/doc/gettingstarted/onboarding |archive-date=Jul 19, 2025 |access-date=Jul 19, 2025 |website=Steamworks Documentation}}</ref> These rules granted [[wikt:Internet_service_provider|internet service providers]] (ISPs) and banks/transaction providers the power to delist games from their platform.<ref>{{Cite news |last=techopse |date=Jul 18, 2025 |title=Valve Submits to VISA and MasterCard's Moral Crusade, Escalating Censorship of "Problematic" Games on Steam |url=https://www.techopse.com/valve-submits-to-visa-and-mastercards-moral-crusade-escalating-censorship-of-problematic-games-on-steam/ |access-date=Jul 19, 2025 |work=Techopse}}</ref><ref name=":1">{{Cite news |last=Bonk |first=Lawrence |date=Jul 16, 2025 |title=Steam now bans games that violate the 'rules and standards' of payment processors and banks |url=https://www.engadget.com/gaming/steam-now-bans-games-that-violate-the-rules-and-standards-of-payment-processors-and-banks-164222173.html |access-date=Jul 19, 2025 |work=Engadget}}</ref> Consumers have shown considerable criticism despite the nature of the content removed from the platform due to the vagueness of these rules leaving a window open for expanded censorship.

===Example incident two (''date'')===

...

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==See also==

~~{{Ph-C-SA}}~~

*[[Collective Shout]]

*[[Mastercard]]

==References==

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+{{Stub}}
 {{CompanyCargo
 |Founded=1958-09-18
 |Type=Public
+|Logo=Visa logo.png
 |Website=https://www.visa.com
+|Industry=Financial services
 |Description=Visa is an American payment card service that serves customers in many nations worldwide, founded by Bank of America in 1958.
 }}
-{{Ph-C-Int}}
+{{Wplink|Visa Inc.|'''Visa'''}} is an American payment card service that serves customers in many nations worldwide, founded by Bank of America in 1958 as BankAmericard. Bank of America gave up control in 1970 to a cooperative, and it was renamed Visa in 1976. The company facilitates electronic funds transfers as a payment processor.
+As a payment processor, Visa does not issue cards or offer credit; it provides financial institutions (e.g., banks) with tools that allow for transactions to take place between parties that are not served by the same institution or are not located in the same general region.
 ==Consumer-impact summary==
 {{Ph-C-CIS}}
+Visa has been refusing to process certain payments for completely legal transactions, on the grounds that these transactions were things that hurting their brand,<ref>{{Cite web |title=Visa Core Rules and Visa Product and Service Rules |url=https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf}}</ref> most notably involving the delisting of games from [[Steam]] and itch.io for having adult content. There has been widespread backlash against Visa for forcing platforms to censor content that is perceived to hurt Visa's reputation.
 ==Incidents==
@@ Line 14: / Line 23: @@
 This is a list of all consumer-protection incidents this company is involved in. Any incidents not mentioned here can be found in the [[:Category:{{FULLPAGENAME}}|{{PAGENAME}} category]].
-===Example incident one (''date'')===
-{{Main|link to the main CR Wiki article}}
+=== Valve allows ISPs and payment processors to censor content on Steam (2025) ===
-Short summary of the incident (could be the same as the summary preceding the article).
+{{Main| Valve allows ISPs and payment processors to censor content on Steam}}
+At an unknown date in 2025, [[Valve]] updated its Rules and Guidelines for developers on [[Steam]].<ref name=":0">{{Cite web |title=Steamworks Documentation - Onboarding |url=https://partner.steamgames.com/doc/gettingstarted/onboarding |url-status=live |archive-url=https://web.archive.org/web/20250719092925/https://partner.steamgames.com/doc/gettingstarted/onboarding |archive-date=Jul 19, 2025 |access-date=Jul 19, 2025 |website=Steamworks Documentation}}</ref> These rules granted [[wikt:Internet_service_provider|internet service providers]] (ISPs) and banks/transaction providers the power to delist games from their platform.<ref>{{Cite news |last=techopse |date=Jul 18, 2025 |title=Valve Submits to VISA and MasterCard's Moral Crusade, Escalating Censorship of "Problematic" Games on Steam |url=https://www.techopse.com/valve-submits-to-visa-and-mastercards-moral-crusade-escalating-censorship-of-problematic-games-on-steam/ |access-date=Jul 19, 2025 |work=Techopse}}</ref><ref name=":1">{{Cite news |last=Bonk |first=Lawrence |date=Jul 16, 2025 |title=Steam now bans games that violate the 'rules and standards' of payment processors and banks |url=https://www.engadget.com/gaming/steam-now-bans-games-that-violate-the-rules-and-standards-of-payment-processors-and-banks-164222173.html |access-date=Jul 19, 2025 |work=Engadget}}</ref> Consumers have shown considerable criticism despite the nature of the content removed from the platform due to the vagueness of these rules leaving a window open for expanded censorship.
 ===Example incident two (''date'')===
 ...
@@ Line 24: / Line 34: @@
 ==See also==
-{{Ph-C-SA}}
+*[[Collective Shout]]
+*[[Mastercard]]
 ==References==