Talk:Buy Now, Pay Later: Difference between revisions

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== Relevance? ==

==Relevance?==

As a completely opt-in service, I don't believe this violates any consumer rights [[User:Illerfish2|Illerfish2]] ([[User talk:Illerfish2|talk]]) 04:07, 4 September 2025 (UTC)

:Look at it this way, gambling is proven to be anticonsumer despite it being it is opt-in as well, because it is using dark patterns to entice consumers into using it. The same falls under here, you are gambling on having enough money in the future to use this system, but these systems are rewarded through your debt to not educate you on the risks involved with using it.

:However, the article itself does severely need to be reworked, zero refs, not a lot of development in general.

:If we can include some data listed through these sources I found in a quick search, it might be brought to the standard of quality the wiki is in search of:

:https://thehustle.co/01272022-buy-now-pay-later

:https://www.forbes.com/councils/forbesfinancecouncil/2025/02/04/buy-now-pay-later-hidden-credit-risks-in-the-digital-payment-revolution/

:https://www.wired.com/story/hidden-dangers-buy-now-pay-later-apps/ (https://archive.is/z3eSh)

:https://defendernetwork.com/news/opinion/buy-now-pay-later-loans-debt/

:https://www.msn.com/en-us/money/credit-cards/the-hidden-danger-of-buy-now-pay-later-plans-revealed/ar-AA1G6cE5

:https://www.youtube.com/watch?v=YUDWC6rCwhI [[User:JamesTDG|JamesTDG]] ([[User talk:JamesTDG|talk]]) 04:25, 4 September 2025 (UTC)

@@ Line 1: / Line 1: @@
-== Relevance? ==
+==Relevance?==
 As a completely opt-in service, I don't believe this violates any consumer rights [[User:Illerfish2|Illerfish2]] ([[User talk:Illerfish2|talk]]) 04:07, 4 September 2025 (UTC)
+:Look at it this way, gambling is proven to be anticonsumer despite it being it is opt-in as well, because it is using dark patterns to entice consumers into using it. The same falls under here, you are gambling on having enough money in the future to use this system, but these systems are rewarded through your debt to not educate you on the risks involved with using it.
+:However, the article itself does severely need to be reworked, zero refs, not a lot of development in general.
+:If we can include some data listed through these sources I found in a quick search, it might be brought to the standard of quality the wiki is in search of:
+:https://thehustle.co/01272022-buy-now-pay-later
+:https://www.forbes.com/councils/forbesfinancecouncil/2025/02/04/buy-now-pay-later-hidden-credit-risks-in-the-digital-payment-revolution/
+:https://www.wired.com/story/hidden-dangers-buy-now-pay-later-apps/ (https://archive.is/z3eSh)
+:https://defendernetwork.com/news/opinion/buy-now-pay-later-loans-debt/
+:https://www.msn.com/en-us/money/credit-cards/the-hidden-danger-of-buy-now-pay-later-plans-revealed/ar-AA1G6cE5
+:https://www.youtube.com/watch?v=YUDWC6rCwhI [[User:JamesTDG|JamesTDG]] ([[User talk:JamesTDG|talk]]) 04:25, 4 September 2025 (UTC)