Raylo: Difference between revisions

|Industry=Electronics leasing

|Type=Private

|Website=https://www.raylo.com/

|Description=Electronics leasing company

==Business model==

At the end of a fixed term, customers may choose to upgrade to a new device, continue paying on a rolling monthly basis, return the device, or contact them to "discuss" purchasing the device.<ref>{{Cite web |title=After the lease: what are my options? |url=https://help.raylo.com/en/articles/11641134-end-of-subscription-options |website=Raylo Help Centre |access-date=2026-02-12 |archive-url=http://web.archive.org/web/20251108100335/https://help.raylo.com/en/articles/11641134-end-of-subscription-options |archive-date=8 Nov 2025}}</ref> The purchase price is determined by Raylo based on the device's residual market value at the time of purchase, rather than being a nominal fee. A [[Wikipedia:Financial Ombudsman Service|Financial Ombudsman Service]] decision documented one customer being quoted £530.99 to purchase their device during a 24-month contract, or £269.99 after the term concluded.<ref>{{Cite web |title=DRN-4395886 |url=https://www.financial-ombudsman.org.uk/decision/DRN-4395886.pdf |website=Financial Ombudsman Service |access-date=2026-02-12 |archive-url=http://web.archive.org/web/20260213213739/https://www.financial-ombudsman.org.uk/decision/DRN-4395886.pdf |archive-date=13 Feb 2026}}</ref>

|Sony PlayStation 5 Pro (2TB)||£18.08||£650.88||£625.99<ref>{{Cite web |title=PlayStation 5 Pro |url=https://www.amazon.co.uk/PlayStation-2faa94f2-f2aa-486a-83d6-8cc8625df8ed-5-Pro/dp/B0DJH2NS6R |website=Amazon UK |access-date=2026-02-12 |archive-url=http://web.archive.org/web/20260109214102/https://www.amazon.co.uk/PlayStation-2faa94f2-f2aa-486a-83d6-8cc8625df8ed-5-Pro/dp/B0DJH2NS6R/ |archive-date=9 Jan 2026}}</ref>

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