You Need A Budget: Difference between revisions
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==Products== | ==Products== | ||
{{ | ;YNAB App Lineup<ref>{{Cite web |author= |title=The YNAB Lineup |url=https://www.ynab.com/our-app-lineup |website=[[YNAB]] |date= |access-date=16 Apr 2026 |url-status=live |archive-url=https://web.archive.org/web/20260416024921/https://www.ynab.com/our-app-lineup |archive-date=16 Apr 2026}}</ref> | ||
*YNAB for Web | |||
*YNAB for iPhone | |||
*YNAB for Android | |||
*YNAB for Apple Watch | |||
*YNAB API | |||
*YNAB Zapier integration | |||
==See also== | ==See also== | ||
Revision as of 02:56, 16 April 2026
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| Basic information | |
|---|---|
| Founded | 2004 |
| Legal Structure | LLC |
| Industry | Finance, Fintech, Financial Technology |
| Also known as | |
| Official website | https://www.ynab.com/ |
Founded in 2004 by Jesse Mecham, You Need A Budget (YNAB) is an online SaaS company that provides personal budgeting software that follows an envelope methodology.
Consumer impact summary
Incidents
This is a list of all consumer-protection incidents this company is involved in. Any incidents not mentioned here can be found in the You Need A Budget category.
Forced arbitration clause update to ToS (April 2026)
On April 9th, 2026, YNAB made updates to their Terms of Service, which included a forced arbitration clause stipulating a 30-day window to opt out after accepting the terms by emailing YNAB's legal support email address.[1] An email outlining the new changes was sent to existing users on the 13th, prompting some users to post and discuss the included arbitration notice on the "r/ynab" community forum on Reddit. The notice read:
Dispute resolution: In our Terms of Service, we're moving to arbitration for dispute resolution. This means if we ever have a legal disagreement, it would be resolved by a neutral arbitrator instead of a court or jury, and we'd each bring claims individually rather than as part of a class action. If you prefer to keep your right to go to court, you can opt out by emailing [email protected] within 30 days. Opting out won't affect your account or service in any way.[2][3]
A forced arbitration clause was not included in YNAB's Terms of Service exclusive to the United Kingdom, Switzerland, and EEA territories, also updated on April 9th.[4]
Products
- YNAB App Lineup[5]
- YNAB for Web
- YNAB for iPhone
- YNAB for Android
- YNAB for Apple Watch
- YNAB API
- YNAB Zapier integration
See also
References
- ↑ "YNAB Terms of Service". You Need A Budget. 2026-04-09. Archived from the original on 2026-04-15. Retrieved 2026-04-15.
- ↑ u/samebutanon (2026-04-13). "Gross, but typical changes to T's & C's". Reddit. Archived from the original on 2026-04-15. Retrieved 2026-04-15.
- ↑ u/discostu- (2026-04-13). "Opt out of binding arbitration within next 30 days". Reddit. Archived from the original on 2026-04-15. Retrieved 2026-04-15.
- ↑ "YNAB Terms of Service (UK, Switzerland, EEA)". You Need A Budget. 2026-04-09. Archived from the original on 2026-04-15. Retrieved 2026-04-15.
- ↑ "The YNAB Lineup". YNAB. Archived from the original on 16 Apr 2026. Retrieved 16 Apr 2026.