You Need A Budget: Difference between revisions

Line 9:

|CompanyAlias=YNAB}}

Founded in 2004 by Jesse Mecham, '''You Need A Budget (YNAB)''' is ~~an online SaaS~~ company that provides personal budgeting software ~~that follows an~~ envelope methodology.

Founded in 2004 by Jesse Mecham, '''You Need A Budget (YNAB)''' is a financial software company that provides cloud-based personal budgeting software following the envelope methodology.

YNAB built its namesake software from an Excel spreadsheet for sale in 2004 into licensed releases, the last of which was "YNAB 4," for which support was discontinued in 2019.<ref name="timeline-ynab">{{Cite web |author= |title=Timeline <nowiki>|</nowiki> YNAB |url=https://www.ynab.com/about-us/timeline |website=[[YNAB]] |date= |access-date=16 Apr 2026 |url-status=live |archive-url=https://web.archive.org/web/20260416033503/https://www.ynab.com/about-us/timeline |archive-date=16 Apr 2026}}</ref><ref name="ynab-4-support-ends">{{Cite web |author= |title=YNAB 4 Support Ends October 2019 |url=https://www.ynab.com/blog/ynab-4-support-will-end-october-2019 |website=[[YNAB]] |date=11 Sep 2019 |access-date=16 Apr 2026 |url-status=live |archive-url=https://web.archive.org/web/20260416034125/https://www.ynab.com/blog/ynab-4-support-will-end-october-2019 |archive-date=16 Apr 2026}}</ref> With the release of "nYNAB" in December 2015, the company pivoted to a [[Software as a service|SaaS]] business model.<ref>{{Cite web |author= |title=The New YNAB Business Model |url=https://www.ynab.com/blog/the-new-ynab-business-model |website=[[YNAB]] |date= |access-date=16 Apr 2026 |url-status=live |archive-url=https://web.archive.org/web/20260416034644/https://www.ynab.com/blog/the-new-ynab-business-model |archive-date=16 Apr 2026}}</ref>

==Consumer impact summary==

Line 33:

Line 35:

*YNAB API

*YNAB Zapier integration

;Pre-nYNAB Apps<ref~~>{{Cite web |author= |title=Timeline <nowiki>|</nowiki> YNAB |url~~=~~https://www.ynab.com/about-us/~~timeline ~~|website=[[YNAB]] |date= |access~~-~~date=16 Apr 2026 |url-status=live |archive-url=https://web.archive.org/web/20260416033503/https://www.~~ynab~~.com/about-us/timeline |archive-date=16 Apr 2026}}~~</ref>

;Pre-nYNAB Apps<ref name="timeline-ynab"></ref>

*YNAB Excel spreadsheet (Sep 2004)

*YNAB Pro (Nov 2006)

*YNAB 3 (Dec 2009)

*YNAB 4 (Jun 2012 - Oct 2019)<ref~~>{{Cite web |author= |title=YNAB 4 Support Ends October 2019 |url~~=~~https://www.ynab.com/blog/~~ynab-4-support-will-end-october-2019 |website=[[YNAB]] |date=11 Sep 2019 |access-date=16 Apr 2026 |url-status=live |archive-url=https://web.archive.org/web/20260416034125/https://www.ynab.com/blog/ynab-4-support-will-end-october-2019 |archive-date=16 Apr 2026}}</ref>

*YNAB 4 (Jun 2012 - Oct 2019)<ref name="ynab-4-support-ends"></ref>

==See also==

@@ Line 9: / Line 9: @@
 |CompanyAlias=YNAB}}
-Founded in 2004 by Jesse Mecham, '''You Need A Budget (YNAB)''' is an online SaaS company that provides personal budgeting software that follows an envelope methodology.
+Founded in 2004 by Jesse Mecham, '''You Need A Budget (YNAB)''' is a financial software company that provides cloud-based personal budgeting software following the envelope methodology.
+YNAB built its namesake software from an Excel spreadsheet for sale in 2004 into licensed releases, the last of which was "YNAB 4," for which support was discontinued in 2019.<ref name="timeline-ynab">{{Cite web |author= |title=Timeline <nowiki>|</nowiki> YNAB |url=https://www.ynab.com/about-us/timeline |website=[[YNAB]] |date= |access-date=16 Apr 2026 |url-status=live |archive-url=https://web.archive.org/web/20260416033503/https://www.ynab.com/about-us/timeline |archive-date=16 Apr 2026}}</ref><ref name="ynab-4-support-ends">{{Cite web |author= |title=YNAB 4 Support Ends October 2019 |url=https://www.ynab.com/blog/ynab-4-support-will-end-october-2019 |website=[[YNAB]] |date=11 Sep 2019 |access-date=16 Apr 2026 |url-status=live |archive-url=https://web.archive.org/web/20260416034125/https://www.ynab.com/blog/ynab-4-support-will-end-october-2019 |archive-date=16 Apr 2026}}</ref> With the release of "nYNAB" in December 2015, the company pivoted to a [[Software as a service|SaaS]] business model.<ref>{{Cite web |author= |title=The New YNAB Business Model |url=https://www.ynab.com/blog/the-new-ynab-business-model |website=[[YNAB]] |date= |access-date=16 Apr 2026 |url-status=live |archive-url=https://web.archive.org/web/20260416034644/https://www.ynab.com/blog/the-new-ynab-business-model |archive-date=16 Apr 2026}}</ref>
 ==Consumer impact summary==
@@ Line 33: / Line 35: @@
 *YNAB API
 *YNAB Zapier integration
-;Pre-nYNAB Apps<ref>{{Cite web |author= |title=Timeline <nowiki>|</nowiki> YNAB |url=https://www.ynab.com/about-us/timeline |website=[[YNAB]] |date= |access-date=16 Apr 2026 |url-status=live |archive-url=https://web.archive.org/web/20260416033503/https://www.ynab.com/about-us/timeline |archive-date=16 Apr 2026}}</ref>
+;Pre-nYNAB Apps<ref name="timeline-ynab"></ref>
 *YNAB Excel spreadsheet (Sep 2004)
 *YNAB Pro (Nov 2006)
 *YNAB 3 (Dec 2009)
-*YNAB 4 (Jun 2012 - Oct 2019)<ref>{{Cite web |author= |title=YNAB 4 Support Ends October 2019 |url=https://www.ynab.com/blog/ynab-4-support-will-end-october-2019 |website=[[YNAB]] |date=11 Sep 2019 |access-date=16 Apr 2026 |url-status=live |archive-url=https://web.archive.org/web/20260416034125/https://www.ynab.com/blog/ynab-4-support-will-end-october-2019 |archive-date=16 Apr 2026}}</ref>
+*YNAB 4 (Jun 2012 - Oct 2019)<ref name="ynab-4-support-ends"></ref>
 ==See also==