Talk:Buy Now, Pay Later: Difference between revisions
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::Lack of citations is definitely an issue, but more broadly speaking wiki scope focuses on issues of new issues in consumer rights, specifically those that are anti-ownership and reduce consumer's privacy and/or ability to consent. ([[Mission statement#Consumer protection has changed]]) While definitely ethically questionable, this seems to fall outside of the scope of the wiki as we don't aim to address psychological issues and these systems do inform the user of exactly what they are consenting to. [[User:Illerfish2|Illerfish2]] ([[User talk:Illerfish2|talk]]) 04:30, 4 September 2025 (UTC) | ::Lack of citations is definitely an issue, but more broadly speaking wiki scope focuses on issues of new issues in consumer rights, specifically those that are anti-ownership and reduce consumer's privacy and/or ability to consent. ([[Mission statement#Consumer protection has changed]]) While definitely ethically questionable, this seems to fall outside of the scope of the wiki as we don't aim to address psychological issues and these systems do inform the user of exactly what they are consenting to. [[User:Illerfish2|Illerfish2]] ([[User talk:Illerfish2|talk]]) 04:30, 4 September 2025 (UTC) | ||
:::I agree. The article is more fit for somewhere else than here. — [[User:Sojourna|Sojourna]] ([[User talk:Sojourna|talk]]) 05:46, 4 September 2025 (UTC) | :::I agree. The article is more fit for somewhere else than here. — [[User:Sojourna|Sojourna]] ([[User talk:Sojourna|talk]]) 05:46, 4 September 2025 (UTC) | ||
:::Predatory lending through a convenient little button right next to checkout of Amazon and other online retailers seems pretty relevant to me. More specifically, BNPL's act like tech companies rather than credit lenders and they have very few of the safeguards that banks have, meaning they get away with much more. The controversies surrounding them are very notable, and I don't think this issue is outside the scope of the wiki at all. It's an issue that is only possible via Big Tech. [[User:Beanie Bo|Beanie Bo]] ([[User talk:Beanie Bo|talk]]) 13:29, 4 September 2025 (UTC) | |||