PNC Bank: Difference between revisions

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|Description=On July 25, 2025, PNC Online Banking will put into effect a forced arbitration clause in their Digital Services Agreement.

}}

'''PNC Bank''' is the product of a merger of two Pennsylvania Based Banks in 1983 ~~(pnc company "legacy")~~. This bank operates in 27 states of the USA and is one of the larges banks in United [https://www.pnc.com/en/about-pnc/company-profile/legacy-project/corporate-history.html#accordion-fa14ccbf17-item-360742110a States]. PNC Bank in continuation to its precursor corporations has been in business for around 160 [https://www.pnc.com/en/about-pnc.html?lnksrc=topnav years].

'''PNC Bank''' is the product of a merger of two Pennsylvania Based Banks in 1983. This bank operates in 27 states of the USA and is one of the larges banks in United [https://www.pnc.com/en/about-pnc/company-profile/legacy-project/corporate-history.html#accordion-fa14ccbf17-item-360742110a States]. PNC Bank in continuation to its precursor corporations has been in business for around 160 [https://www.pnc.com/en/about-pnc.html?lnksrc=topnav years].

==Consumer-impact summary==

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[[File:Screenshot From 2025-10-23 12-55-07 (Censored OK).png|thumb|PNC Online Banking Service Maintenance Email (Screen Capture and Censor) Sent Oct 17, 25 and Oct 22, 25 Pt2]]

(See Reference For PDF)

Prior [[PNC August 2025 Virtual Wallet Fine Print|agreements]] with PNC bank for use of their online banking software (PNC ''Virtual Wallet'') (latest found agreement was August 2025) also included a ''Arbitration Clause'' (''Arbitration Provision'') along with a "YOUR RIGHT TO OPT OUT; EFFECT OF ARBITRATION" clause, allowing users to opt out of this provision,

conveniently place on

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[[File:2025 digital services agreement.pdf|thumb|0x0px|PNC Bank 2025 Digital Services Agreement]]

[[File:2023 olb-service-agreement.pdf|thumb|PNC Bank 2023 (old) Online Banking Service Agreement]]

[[File:Aug 2025 Virtual Wallet Fine Print.pdf|thumb|PNC August 2025 Virtual Wallet Fine Print]]

[https://www.pnc.com/content/dam/digital-assets/en/documents/digital_services_agreement.pdf][https://www.pnc.com/content/dam/pnc-com/pdf/personal/OnlineBanking/olb-service-agreement.pdf][https://www.pnc.com/en/personal-banking.html][https://www.pnc.com/en/about-pnc.html?lnksrc=topnav][https://www.pnc.com/en/about-pnc/company-profile/legacy-project/corporate-history.html#accordion-fa14ccbf17-item-360742110a]

[[Category:{{PAGENAME}}]]

@@ Line 8: / Line 8: @@
 |Description=On July 25, 2025, PNC Online Banking will put into effect a forced arbitration clause in their Digital Services Agreement.
 }}
-'''PNC Bank''' is the product of a merger of two Pennsylvania Based Banks in 1983 (pnc company "legacy"). This bank operates in 27 states of the USA and is one of the larges banks in United [https://www.pnc.com/en/about-pnc/company-profile/legacy-project/corporate-history.html#accordion-fa14ccbf17-item-360742110a States]. PNC Bank in continuation to its precursor corporations has been in business for around 160 [https://www.pnc.com/en/about-pnc.html?lnksrc=topnav years].
+'''PNC Bank''' is the product of a merger of two Pennsylvania Based Banks in 1983. This bank operates in 27 states of the USA and is one of the larges banks in United [https://www.pnc.com/en/about-pnc/company-profile/legacy-project/corporate-history.html#accordion-fa14ccbf17-item-360742110a States]. PNC Bank in continuation to its precursor corporations has been in business for around 160 [https://www.pnc.com/en/about-pnc.html?lnksrc=topnav years].
 ==Consumer-impact summary==
@@ Line 32: / Line 32: @@
 [[File:Screenshot From 2025-10-23 12-55-07 (Censored OK).png|thumb|PNC Online Banking Service Maintenance Email (Screen Capture and Censor) Sent Oct 17, 25 and Oct 22, 25 Pt2]]
 (See Reference For PDF)
+Prior [[PNC August 2025 Virtual Wallet Fine Print|agreements]] with PNC bank for use of their online banking software (PNC ''Virtual Wallet'') (latest found agreement was August 2025) also included a ''Arbitration Clause'' (''Arbitration Provision'') along with a "YOUR RIGHT TO OPT OUT; EFFECT OF ARBITRATION" clause, allowing users to opt out of this provision,
+conveniently place on
@@ Line 39: / Line 45: @@
 [[File:2025 digital services agreement.pdf|thumb|0x0px|PNC Bank 2025 Digital Services Agreement]]
 [[File:2023 olb-service-agreement.pdf|thumb|PNC Bank 2023 (old) Online Banking Service Agreement]]
+[[File:Aug 2025 Virtual Wallet Fine Print.pdf|thumb|PNC August 2025 Virtual Wallet Fine Print]]
 [https://www.pnc.com/content/dam/digital-assets/en/documents/digital_services_agreement.pdf][https://www.pnc.com/content/dam/pnc-com/pdf/personal/OnlineBanking/olb-service-agreement.pdf][https://www.pnc.com/en/personal-banking.html][https://www.pnc.com/en/about-pnc.html?lnksrc=topnav][https://www.pnc.com/en/about-pnc/company-profile/legacy-project/corporate-history.html#accordion-fa14ccbf17-item-360742110a]
 <references />
 [[Category:{{PAGENAME}}]]