Bythmusters (talk | contribs)
m Copied info from infobox to cargo
SinexTitan (talk | contribs)
restoration to a brand article
Line 13: Line 13:
Ally Invest provides services to customers who are natural persons or legal entities such as trusts.
Ally Invest provides services to customers who are natural persons or legal entities such as trusts.


==Consumer impact summary==
==Incidents==
This is a list of all consumer-protection incidents this company is involved in. Any incidents not mentioned here can be found in the [[:Category:{{FULLPAGENAME}}|{{PAGENAME}} category]].


===Forced arbitration===
===Forced arbitration===
Line 39: Line 40:
===Interest rates charged===
===Interest rates charged===
Ally Invest may be charging customers a higher rate of interest than the maximum allowed rate named in statutory laws in some jurisdictions in the United States. For example, the 2024 Maryland Code Commercial law sec. 12-102<ref>{{Cite web |date=2024 |title=General Legal Rate of Interest |url=https://law.justia.com/codes/maryland/commercial-law/title-12/subtitle-1/section-12-102/ |url-status=live |archive-url=https://archive.ph/SZNEj |archive-date=5 Jan 2026 |access-date=25 Nov 2025 |website=Justitia U.S. Law}}</ref> states a maximum rate of interest of 6 percent per annum, but Ally Invest does not specify that it does not allow its interest rates to go above 6% for customers residing in Maryland. It is worth noting, however, that other companies providing brokerage services publicly advertise similarly high (less favorable) interest rates to customers. As of 2025-01-19, the public-facing Ally Invest website cites a margin loan interest rate as of 2024-12-18 of between 7.50% and 12%.{{Citation needed|date=November 2025}}
Ally Invest may be charging customers a higher rate of interest than the maximum allowed rate named in statutory laws in some jurisdictions in the United States. For example, the 2024 Maryland Code Commercial law sec. 12-102<ref>{{Cite web |date=2024 |title=General Legal Rate of Interest |url=https://law.justia.com/codes/maryland/commercial-law/title-12/subtitle-1/section-12-102/ |url-status=live |archive-url=https://archive.ph/SZNEj |archive-date=5 Jan 2026 |access-date=25 Nov 2025 |website=Justitia U.S. Law}}</ref> states a maximum rate of interest of 6 percent per annum, but Ally Invest does not specify that it does not allow its interest rates to go above 6% for customers residing in Maryland. It is worth noting, however, that other companies providing brokerage services publicly advertise similarly high (less favorable) interest rates to customers. As of 2025-01-19, the public-facing Ally Invest website cites a margin loan interest rate as of 2024-12-18 of between 7.50% and 12%.{{Citation needed|date=November 2025}}
==Products==
{{Ph-C-P}}
==See also==
{{Ph-C-SA}}
==References==
==References==
{{Reflist}}
{{reflist}}
 
[[Category:{{PAGENAME}}]]


[[Category:Ally Invest Securities]]
[[Category:Forced arbitration]]
[[Category:Forced arbitration]]
[[Category:Articles in need of citations]]
[[Category:Articles in need of citations]]