Consumer Financial Protection Bureau: Difference between revisions

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The [[wikipedia:Consumer_Financial_Protection_Bureau|'''Consumer Financial Protection Bureau''']] ('''CFPB''') is an independent agency of the United States government that "implements and enforces federal consumer financial law".<ref>[https://www.consumerfinance.gov/ "CFPB"] - consumerfinance.gov</ref> The CFPB draws on various sources such as research and public input to make rules.<ref>[https://www.consumerfinance.gov/rules-policy/ "CFPB Rules and Policy"] - consumerfinance.gov</ref>
The [[wikipedia:Consumer_Financial_Protection_Bureau|'''Consumer Financial Protection Bureau''']] ('''CFPB''') is an independent agency of the United States government that "implements and enforces federal consumer financial law".<ref>[https://www.consumerfinance.gov/ "CFPB"] - consumerfinance.gov</ref><ref name="CFPB">
{{cite web |last= |first= |date= |title=Submit a compliant |url=https://www.consumerfinance.gov/ |url-status=deviated |archive-url=https://web.archive.org/web/20120302103452/https://www.consumerfinance.gov/complaint/ |archive-date=2012-03-02 |access-date=2026-02-11 |website=CFBP}}</ref>The CFPB draws on various sources such as research and public input to make rules.<ref>[https://www.consumerfinance.gov/rules-policy/ "CFPB Rules and Policy"] - consumerfinance.gov</ref><ref name="CFPB Rules and Policy">
{{cite web
|last=
|first= 
|title=CFPB Rules and Policy
|url=https://www.consumerfinance.gov/rules-policy/
|website=CFPB
|date=
|access-date=2026-02-11
|url-status=live
|archive-url=https://web.archive.org/web/20201128005903/https://www.consumerfinance.gov/rules-policy/
|archive-date=2020-11-28
}}</ref>


The CFPB publishes public notices about its activities such as this article announcing a proposed CFPB rule with the stated aim of stopping financial companies from attempting to use contract provisions which curb rights such as those in the Constitution of the United States of America.<ref>[https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-rule-to-ban-contract-clauses-that-strip-away-fundamental-freedoms/ "CFPB Newsroom: Proposed rule to ban contract clauses limiting rights - 2025-01-13"] - consumerfinance.gov</ref>
The CFPB publishes public notices about its activities such as this article announcing a proposed CFPB rule with the stated aim of stopping financial companies from attempting to use contract provisions which curb rights such as those in the Constitution of the United States of America.<ref>[https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-rule-to-ban-contract-clauses-that-strip-away-fundamental-freedoms/ "CFPB Newsroom: Proposed rule to ban contract clauses limiting rights - 2025-01-13"] - consumerfinance.gov</ref><ref name="CFPB Proposal">
{{cite web
|last=
|first= 
|title=CFPB Proposes Rule to Ban Contract Clauses that Strip Away Fundamental Freedoms
|url=https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-rule-to-ban-contract-clauses-that-strip-away-fundamental-freedoms/
|website=CFPB
|date=2025-01-13
|access-date=2026-02-11
|url-status=live
|archive-url=https://web.archive.org/web/20250114002501/https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-rule-to-ban-contract-clauses-that-strip-away-fundamental-freedoms/
|archive-date=2025-01-14
}}</ref>


==Whistleblower outreach==
==Whistleblower outreach==
The CFPB has a public-facing webpage which provides contact and other information for persons who may have information about potentially violative conduct.<ref>[https://www.consumerfinance.gov/enforcement/information-industry-whistleblowers/ "CFPB Whistleblowers"] - consumerfinance.gov</ref> In particular, the CFPB solicits "current or former industry employees and industry insiders to reach out to us about possible violations of consumer financial rights".  The CFPB also publishes a web link to report potential wrongdoing by the CFPB itself.
The CFPB has a public-facing webpage which provides contact and other information for persons who may have information about potentially violative conduct.<ref>[https://www.consumerfinance.gov/enforcement/information-industry-whistleblowers/ "CFPB Whistleblowers"] - consumerfinance.gov</ref><ref name="Whistlblowers">
{{cite web |last= |first= |date= |title=Report potential industry misconduct |url=https://www.consumerfinance.gov/enforcement/information-industry-whistleblowers/ |url-status=deviated |archive-url=https://web.archive.org/web/20201128005835/https://www.consumerfinance.gov/enforcement/information-industry-whistleblowers/ |archive-date=2020-11-28 |access-date=2026-02-11 |website=CFPB}}</ref> In particular, the CFPB solicits "current or former industry employees and industry insiders to reach out to us about possible violations of consumer financial rights".  The CFPB also publishes a web link to report potential wrongdoing by the CFPB itself.


==References==
==References==