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==Background==
==Background==


On March 31, 2022, Georgia McGinty and her husband, John McGinty, hailed a ride through the ride-sharing app Uber.<ref name="coa">[https://www.njcourts.gov/system/files/court-opinions/2024/a1368-23.pdf ''McGinty v. Uber Technologies, Inc.''], Docket No. A-1368-23 (Superior Court of New Jersey, Appellate Division, September 20, 2024) (unpublished opinion).</ref> The driver of their car ran a red light and hit another vehicle.  As a result, the couple sustained "serious physical, psychological, and financial damages".<ref name="coa" /><ref>{{Cite web |title=Terms mean couple can’t sue after ‘life-changing’ crash |url=https://www.bbc.co.uk/news/articles/cwy9j8ldp0lo |archive-url=http://web.archive.org/web/20241009012906/https://www.bbc.co.uk/news/articles/cwy9j8ldp0lo |archive-date=9 Oct 2024|website=BBC}}</ref>  The McGintys filed suit on February 23, 2023, naming Uber and one of its subsidiaries as defendants.<ref group="footnotes">The couple also named the driver they had hired, the driver of the other car involved, and the owner of that vehicle. Those claims, however, were not governed by Uber's terms of service.</ref>
On March 31, 2022, Georgia McGinty and her husband, John McGinty, hailed a ride through the ride-sharing app Uber.<ref name="coa">[https://www.njcourts.gov/system/files/court-opinions/2024/a1368-23.pdf ''McGinty v. Uber Technologies, Inc.''], Docket No. A-1368-23 (Superior Court of New Jersey, Appellate Division, September 20, 2024) (unpublished opinion). ([http://web.archive.org/web/20251016144210/https://www.njcourts.gov/system/files/court-opinions/2024/a1368-23.pdf Archived])</ref> The driver of their car ran a red light and hit another vehicle.  As a result, the couple sustained "serious physical, psychological, and financial damages".<ref name="coa" /><ref>{{Cite web |title=Terms mean couple can’t sue after ‘life-changing’ crash |url=https://www.bbc.co.uk/news/articles/cwy9j8ldp0lo |archive-url=http://web.archive.org/web/20241009012906/https://www.bbc.co.uk/news/articles/cwy9j8ldp0lo |archive-date=9 Oct 2024|website=BBC}}</ref>  The McGintys filed suit on February 23, 2023, naming Uber and one of its subsidiaries as defendants.<ref group="footnotes">The couple also named the driver they had hired, the driver of the other car involved, and the owner of that vehicle. Those claims, however, were not governed by Uber's terms of service.</ref>


===Uber's terms of service===
===Uber's terms of service===