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(See Reference For PDF)
(See Reference For PDF)


Prior [[PNC August 2025 Virtual Wallet Fine Print|agreements]] with PNC bank for use of their online banking software (PNC ''Virtual Wallet'') (latest found agreement was August 2025) also included an ''Arbitration Clause'' (''Arbitration Provision'') along with a "YOUR RIGHT TO OPT OUT; EFFECT OF ARBITRATION" clause, allowing users to opt out of this provision upon mailing to PNC a letter as described on page 17 in ''PNC August 2025 Virtual Wallet Fine Print'' within 45 days of either notice of the arbitration clause or opening of the account, whichever is later (see reference below).   
Prior agreements with PNC bank for use of their online banking software (PNC ''Virtual Wallet'') (latest found agreement was August 2025) also included an ''Arbitration Clause'' (''Arbitration Provision'') along with a "YOUR RIGHT TO OPT OUT; EFFECT OF ARBITRATION" clause, allowing users to opt out of this provision upon mailing to PNC a letter as described on page 17 in ''PNC August 2025 Virtual Wallet Fine Print'' within 45 days of either notice of the arbitration clause or opening of the account, whichever is later (see reference below).   


Although the ''Digital Services Agreement'' (DSA) states on its first page that it is "Effective July 25, 2025", it seems PNC Bank will require a signature from its users to legitimize its new policy. This new agreement, contrary to the agreement found in the ''PNC August 2025 Virtual Wallet Fine Print'' does not appear to include an OPT OUT provision.  
Although the ''Digital Services Agreement'' (DSA) states on its first page that it is "Effective July 25, 2025", it seems PNC Bank will require a signature from its users to legitimize its new policy. This new agreement, contrary to the agreement found in the ''PNC August 2025 Virtual Wallet Fine Print'' does not appear to include an OPT OUT provision.  


==References==
==References==
{{Reflist}}
{{Reflist}}https://consumerrights.wiki/images/b/b5/PNC_Bank_2025_digital_services_agreement.pdf ([https://web.archive.org/web/20260407173735if_/https://consumerrights.wiki/images/b/b5/PNC_Bank_2025_digital_services_agreement.pdf Archived])


[[File:PNC Bank 2025 digital services agreement.pdf|thumb|0x0px|PNC Bank 2025 Digital Services Agreement]]
https://consumerrights.wiki/images/c/c8/PNC_Bank_2023_olb_service_agreement.pdf ([https://web.archive.org/web/20260407173750if_/https://consumerrights.wiki/images/c/c8/PNC_Bank_2023_olb_service_agreement.pdf Archived])
[[File:PNC Bank 2023 olb service agreement.pdf|thumb|PNC Bank 2023 (old) Online Banking Service Agreement]]
 
[[File:PNC Bank Aug 2025 Virtual Wallet Fine Print.pdf|thumb|PNC August 2025 Virtual Wallet Fine Print]]
https://consumerrights.wiki/images/1/15/PNC_Bank_Aug_2025_Virtual_Wallet_Fine_Print.pdf ([https://web.archive.org/web/20260407173803if_/https://consumerrights.wiki/images/1/15/PNC_Bank_Aug_2025_Virtual_Wallet_Fine_Print.pdf Archived])
[https://www.pnc.com/content/dam/digital-assets/en/documents/digital_services_agreement.pdf][https://www.pnc.com/content/dam/pnc-com/pdf/personal/OnlineBanking/olb-service-agreement.pdf][https://www.pnc.com/en/personal-banking.html][https://www.pnc.com/en/about-pnc.html?lnksrc=topnav][https://www.pnc.com/en/about-pnc/company-profile/legacy-project/corporate-history.html#accordion-fa14ccbf17-item-360742110a]
 
https://www.pnc.com/en/personal-banking.html ([https://web.archive.org/web/20260407015247/https://www.pnc.com/en/personal-banking.html Archived])


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