PayPal: Difference between revisions

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https://www.youtube.com/watch?v=YPXhzgC2ODs

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|PayPal charges a fee for inactivity. Not sure when this was implemented.

|2022

|If you don't log in or don't have transactions for a year you will be charged $20USD each year this is the case. Then when there are no more funds in the account they will close your account. If you have not logged in how can they assume you have seen the changed terms and tacitly agree to the changes and thus the fees.

|

|First report seem to be 3 yrs ago. <nowiki>https://www.quora.com/Why-does-PayPal-want-to-start-charging-Canadian-users-an-inactivity-fee</nowiki>

|}

== Privacy ==

==Privacy==

In 2018, the introduction of the ~~DGPR~~ in Europe forced PayPal to disclose a list of third party companies they share user data with. The sheer endless list includes over 600 different companies, from fraud prevention to analytics, tracking and advertising companies.<ref>https://www.paypal.com/ie/legalhub/paypal/third-parties-list</ref>

In 2018, the introduction of the GDPR in Europe forced PayPal to disclose a list of third party companies they share user data with. The sheer endless list includes over 600 different companies, from fraud prevention to analytics, tracking and advertising companies.<ref>https://www.paypal.com/ie/legalhub/paypal/third-parties-list</ref>

== Alternatives ==

==Alternatives==

Unfortunately, no truly privacy friendly digital payment systems are in wide-spread use at the time of writing.

The [https://www.taler.net/ GNU Taler] project is a very promising ~~very~~ recent option that allows for completely anonymous purchases while still relying on common currencies and preventing money laundering and tax fraud. ~~However, it~~ is currently ~~only~~ available in ~~certain test regions~~.

The [https://www.taler.net/ GNU Taler] project is a very promising recent option that allows for completely anonymous digital purchases while still relying on common currencies and preventing money laundering and tax fraud, all with minimal to no transaction fees. It is currently available in Switzerland with Germany scheduled to follow later in 2025.

Of the more universally available commercial payment methods, [https://apple.com/apple-pay Apple Pay] is among the most private, but requires the user to own an Apple device and to trust Apple Inc not to collect more data than they disclose.

@@ Line 36: / Line 36: @@
 https://www.youtube.com/watch?v=YPXhzgC2ODs
 |-
+|PayPal charges a fee for inactivity. Not sure when this was implemented.
+|2022
+|If you don't log in or don't have transactions for a year you will be charged $20USD each year this is the case. Then when there are no more funds in the account they will close your account. If you have not logged in how can they assume you have seen the changed terms and tacitly agree to the changes and thus the fees.
 |
-|
+|First report seem to be 3 yrs ago. <nowiki>https://www.quora.com/Why-does-PayPal-want-to-start-charging-Canadian-users-an-inactivity-fee</nowiki>
 |}
-== Privacy ==
+==Privacy==
-In 2018, the introduction of the DGPR in Europe forced PayPal to disclose a list of third party companies they share user data with. The sheer endless list includes over 600 different companies, from fraud prevention to analytics, tracking and advertising companies.<ref>https://www.paypal.com/ie/legalhub/paypal/third-parties-list</ref>
+In 2018, the introduction of the GDPR in Europe forced PayPal to disclose a list of third party companies they share user data with. The sheer endless list includes over 600 different companies, from fraud prevention to analytics, tracking and advertising companies.<ref>https://www.paypal.com/ie/legalhub/paypal/third-parties-list</ref>
-== Alternatives ==
+==Alternatives==
 Unfortunately, no truly privacy friendly digital payment systems are in wide-spread use at the time of writing.
-The [https://www.taler.net/ GNU Taler] project is a very promising very recent option that allows for completely anonymous purchases while still relying on common currencies and preventing money laundering and tax fraud. However, it is currently only available in certain test regions.
+The [https://www.taler.net/ GNU Taler] project is a very promising recent option that allows for completely anonymous digital purchases while still relying on common currencies and preventing money laundering and tax fraud, all with minimal to no transaction fees. It is currently available in Switzerland with Germany scheduled to follow later in 2025.
 Of the more universally available commercial payment methods, [https://apple.com/apple-pay Apple Pay] is among the most private, but requires the user to own an Apple device and to trust Apple Inc not to collect more data than they disclose.