PayPal: Difference between revisions
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===Inactivity fee, 2022=== | ===Inactivity fee, 2022=== | ||
PayPal charges an inactivity fee in Canada and the EU.<ref>{{Cite web |title=What is the inactivity fee? |url=https://www.paypal.com/ca/cshelp/article/what-is-the-inactivity-fee-help947 |website=PayPal Help Centre}}</ref> | PayPal charges an inactivity fee in Canada and the EU.<ref>{{Cite web |title=What is the inactivity fee? |url=https://www.paypal.com/ca/cshelp/article/what-is-the-inactivity-fee-help947 |website=PayPal Help Centre |archive-url=http://web.archive.org/web/20260124082923/https://www.paypal.com/ca/cshelp/article/what-is-the-inactivity-fee-help947 |archive-date=24 Jan 2026}}</ref> | ||
If you don't log in or don't have transactions for a year you will be charged $20USD each year. Then, when there are no more funds in the account, they will close your account. If you have not logged in they assume you have seen the changed terms and agree to the changes and thus the fees. | If you don't log in or don't have transactions for a year you will be charged $20USD each year. Then, when there are no more funds in the account, they will close your account. If you have not logged in they assume you have seen the changed terms and agree to the changes and thus the fees. | ||
===Transaction fee refunds, 2019=== | ===Transaction fee refunds, 2019=== | ||
PayPal will no longer refund transaction fees on refunds<ref>{{Cite web |last=Meldner |first=Richard |date=April 6, 2019 |title=PayPal Will No Longer Refund Transaction Fees On Refunds |url=https://eseller365.com/paypal-will-no-longer-refund-transaction-fees-on-refunds/ |website=eSeller365}}</ref> PayPal announced they would undo this policy change, and then a few months later re-implemented it. | PayPal will no longer refund transaction fees on refunds<ref>{{Cite web |last=Meldner |first=Richard |date=April 6, 2019 |title=PayPal Will No Longer Refund Transaction Fees On Refunds |url=https://eseller365.com/paypal-will-no-longer-refund-transaction-fees-on-refunds/ |website=eSeller365 |archive-url=http://web.archive.org/web/20251005165446/https://eseller365.com/paypal-will-no-longer-refund-transaction-fees-on-refunds/ |archive-date=5 Oct 2025}}</ref> PayPal announced they would undo this policy change, and then a few months later re-implemented it. | ||
==Privacy== | ==Privacy== | ||
In 2018, the introduction of the GDPR in Europe forced PayPal to disclose a list of third party companies they share user data with. The list includes over 600 different companies, from fraud prevention to analytics, tracking and advertising companies.<ref name=":0">{{Cite web |date=1 July 2025 |title=List of Third Parties with Whom Personal Information May be Shared |url=https://www.paypal.com/ie/legalhub/paypal/third-parties-list |website=PayPal}}</ref> | In 2018, the introduction of the GDPR in Europe forced PayPal to disclose a list of third party companies they share user data with. The list includes over 600 different companies, from fraud prevention to analytics, tracking and advertising companies.<ref name=":0">{{Cite web |date=1 July 2025 |title=List of Third Parties with Whom Personal Information May be Shared |url=https://www.paypal.com/ie/legalhub/paypal/third-parties-list |website=PayPal |archive-url=http://web.archive.org/web/20260117193303/https://www.paypal.com/ie/legalhub/paypal/third-parties-list |archive-date=17 Jan 2026}}</ref> | ||
In 2025, [https://www.netzwerk-datenschutzexpertise.de/sites/default/files/gut_2025_12_paypal.pdf a German study] by Netzwerk Datenschutzexpertise (Data Privacy Expertise Network) found PayPal to be violating the GDPR in several instances. It lists unlawful data processing for advertising purposes, invalid consent practices, and violations of the principle "Privacy by Default", as required by Article 25 of the GDPR.<ref>{{Cite web |last=Koch |first=Marie-Claire |date=2025-12-11 |title=Expert Report: Massive Data Protection Violations at PayPal |url=https://www.heise.de/en/news/Expert-Report-Massive-Data-Protection-Violations-at-PayPal-11112066.html |access-date=2025-12-12 |website=Heise Online}}</ref><!-- We should probably add something about Peter Thiel and Elon Musk being involved too --> | In 2025, [https://www.netzwerk-datenschutzexpertise.de/sites/default/files/gut_2025_12_paypal.pdf a German study] by Netzwerk Datenschutzexpertise (Data Privacy Expertise Network) found PayPal to be violating the GDPR in several instances. It lists unlawful data processing for advertising purposes, invalid consent practices, and violations of the principle "Privacy by Default", as required by Article 25 of the GDPR.<ref>{{Cite web |last=Koch |first=Marie-Claire |date=2025-12-11 |title=Expert Report: Massive Data Protection Violations at PayPal |url=https://www.heise.de/en/news/Expert-Report-Massive-Data-Protection-Violations-at-PayPal-11112066.html |access-date=2025-12-12 |website=Heise Online |archive-url=http://web.archive.org/web/20251228190640/https://www.heise.de/en/news/Expert-Report-Massive-Data-Protection-Violations-at-PayPal-11112066.html |archive-date=28 Dec 2025}}</ref><!-- We should probably add something about Peter Thiel and Elon Musk being involved too --> | ||
==General References:== | ==General References:== | ||
<references /> | <references /> | ||
[[Category:PayPal]] | [[Category:PayPal]] | ||